Person reviewing home loan documents and calculators during refinancing session

The Australian Homebuyer’s Playbook


Thinking about refinancing but not sure where to start? Whether you're aiming to reduce your monthly repayments, access equity, or pay off your loan faster, this practical workshop will help you understand your options and make informed decisions. Gain clarity on the refinancing process, compare loan products, and learn what lenders look for — all in plain English and without the jargon.

Led by an experienced finance professional, this workshop is ideal for homeowners who want to explore refinancing in today’s market.

Course Outline

  • Refinancing Basics: What it is, reasons to refinance (e.g., lower rates, debt consolidation), and potential costs and risks.
  • Understanding Your Home Loan Options: Fixed vs variable rates, key loan features, comparing lenders and tools.
  • Preparing to Refinance: Assess your financial situation, understand what lenders look for, and navigate the paperwork process.

Schedule & Pricing

  • Date: 7 February 2026
  • Time: 9:30 am – 12:30 pm
  • Venue: Sydney Community College, 2A Gordon Street, Rozelle NSW 2039
  • Price: $119

Details
3 hours

You will learn

  • Understand key benefits and risks of refinancing
  • Evaluate loan products and lender options confidently
  • Navigate the refinancing process from start to finish

You will get

  • Clear guidance on mortgage refinancing strategies
  • Expert explanations of loan features and structures
  • Confidence to explore financial options independently

Appropriate for

Homeowners considering refinancing, property investors seeking better loan structures, and individuals wanting to reduce interest payments or access equity.


Preparation

What to bring

  • Notebook and pen for taking notes
  • Questions about your current home loan
  • Financial records if seeking tailored advice

What to wear

Casual


Your Teacher
Sydney Community College

Sydney Community College

38 reviews

Sydney Community College is a registered charity with a voluntary Board of Directors

The College has a mission to offer innovative continuing adult education and training programmes that support individual efforts and facilitate sustainable social change.

We do this by:

  • Providing quality continuing adult education opportunities for people to build practical and theoretical skills and develop knowledge;
  • Leveraging from and developing community capacity and inclusivity;
  • Developing innovative affordable and accessible skills training programmes;
  • Partnering with like organisations to deliver learning opportunities for disadvantaged individuals and communities;
  • Partnering with all levels of government to deliver education policy objectives.

Terms

Cancellations & Refunds

If the organiser cancels the class:

You are entitled to a full refund.

If you can't attend the class:

You’re welcome to send someone in your place.

OR

  • A refund can be requested 10 days before class starts. An admin fee of AU$45.00 applies.

Terms & Conditions

At Sydney Community College, we know that plans can change unexpectedly. Whether it’s a shift in your schedule, a family emergency, or just a change of heart, we want to support you in the fairest way possible.  

At the same time, we’re a not-for-profit organisation that commits resources to running each class—so last-minute cancellations can significantly impact our ability to offer quality, affordable programs.

That’s why we’ve created a simple, transparent policy that balances your need for flexibility with our need to plan and deliver courses sustainably.  Our cancellation policy offers two clear options, depending on when you notify us:

Cancel More Than 10 Days Before the Course Starts – You can choose to receive a full refund, minus a $45 administration fee OR a non-refundable credit note valid for 12 months for the full value you paid for the course. This credit can be used towards any future course at the College. 

 Option 2: Cancel Within 10 Days of the Course Starting - You’ll receive a credit note valid for 12 months for 50% of the course fee you paid for the course. This credit can be used towards any future course at the College. 

Please note that both refund and credit options are only available before the course begins. Once the course has started—or if you decide to withdraw after it has commenced—no refunds or credits can be issued.  If you need to cancel your enrolment, just email us and we’ll take care of it based on the timelines above.

Have more questions about this class?

Your Next Adventure Starts Here

Join thousands of learners exploring new skills and passions. Whether online or in person, our classes are designed to inspire, connect, and bring joy to learning. Start your journey today!

Explore classes
Your Next Adventure Starts Here